QNUPS

An ideal supplementary pension plan for UK and overseas resident’s alike both for groups and individuals. Unlike the UK, no lifetime allowance so unlimited contributions are allowed and no ceiling on investment returns.

  • No maximum age at which you can invest into the plan
  • Plan proceeds paid out gross and not liable to Guernsey Tax
  • Fully available to UK resident and non-residents
  • Loans available to members, subject to conditions and a maximum of 25% of member’s Funds
  • Discretion over distribution of residual fund upon death of member
  • Assets held in the plan grow free of taxation – except for any withholding taxes
  • No hidden penalties or exit charges
  • QNUPS can accept ROPS transfers if you are unhappy with your existing trustee or investment adviser